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jacob law group

United States, Mississippi

Consumer reviews about jacob law group

IAM1
Dec 12, 2011

harrashment

To Invertedrose,
Well you do not prove to be any brighter than the collector that you were mocking. It is called grammar school look it up! It is understood that things happen and that circumstances change however, have you ever tried to work with the collector. Not all collectors are bad but most debtors are. Do not get mad at the collector for something that you did.
I do not like collectors either but when you pick up and hang up the phone instead of speaking with the collector or pick up already cursing who wants to work with you. I agree that some of the people at this firm can be very nasty but how does it hurt them if you do not pay your bills. Yeah... it doesn't!

PersonWhoPaysBillsOnTime
Dec 14, 2011

harrashment

90% of the people who are writing in this blog have terrible grammar and/or punctuation skills. No wonder you dingbats are in debt. You have to pay your bills. End of story. No one cares about your house that was swallowed by the oil spill, your baby daddy leaving you, or you getting fired from your job. You agreed to pay this bill originally. That means it is your obligation. I wish all you morons would go to jail for it because you are just as bad as the criminals who are locked up. Congratulations, however, on allowing debt collection to be the fastest growing industry in the United States...you incompetent, thieving, ungrateful idiots. You should be thankful there is such a thing as debt collection instead of what happens in some countries. In other countries, if you don't pay your bills or your debts to people, you end up in a ditch on the side of the road. You're welcome morons. Now keep feeling entitled to your handouts and discounts on items you purchased and do not have the decency to pay back.

Benjoh
Dec 24, 2011

Harassment

To all Debt collectors, if the oritigainal creditor hasn't sent out 1099Cs for the write off or chaarge off, then you don't own it. They also have to send this info to the IRS. Well guess what, if they are sending them to the IRS and not sending them to their customers, then they still own these charged off accounts. How can you all say you own something when in reality you don't. It can't be a real charge off or write off until the IRS gets those 1099Cs.

Benjoh
Dec 24, 2011

Harassment

Dear Debt Collectors, If the Original Creditor has not yet sent out 1099Cs for write offs or charge offs, then they legally own the debt not you. If they have not yet sent out those same 1099Cs to the IRS, then they still own the debt. It cannot be legally charged off or wrote off until the IRS gets it. So you people and Debt lawyers and debt lawyer students need to think about this. This is in the the U. S. Tax Laws.

Someonewhocares1
Jan 5, 2012

Harassment

WOW! To contact someone with no legitimate purpose is considered harrassment. However, if someone has not paid their bill it could be for a number of reasons. Financial hardship, loss of job, illness. So lets not be so quick to judge the circumstances. I have collected bills for over 10 years. People are real, not a bag of crap to kick around. Everyone has something going on and if you cant find out what it is and work with them instead of against them...maybe you should find another job!

Benjoh
Jan 11, 2012

Keeps Calling - don't know why

First of all, if you are the person they ask for, they have to tell you via FDCPA rules. Then they have to send out a letter to you that they are a collection agency and you owe this bill worth this much and the original creditor's name. After receiving this you have 30 days to ask them to validate the claim. Most of the people they have contacted are still waiitng for their validations that are more than 2 years late. Okay, now you can in writing send a certified Cease and Desist letter to them telling them that the debt is not yours and to please leave you alone. By law, they are permitted to send one letter stating that they received the letter. They are not allowed to write you, call you or anyone else. But don't count on Jacob Law Group doing so. I still have my Cease and Desist Letter with the return certified mail receipt. Oh and they are not to harass you on social networks or social medias either,
Jacob Law Group may even say this other company owes the debt, but unless they all strictly prove the debt is yours by FDCPA rules they cannot collect.

msdebtcollector
Mar 2, 2012

Keeps Calling - don't know why

First of all people you may want to look up the FDCPA laws for your state. To the person who posted the initial 'complaint' we CAN NOT leave the reason of the call on a voice mail. We have to identify the person by name and address before we can release ANY information about why we are calling. If you are receiving calls from JLG then answer the phone because we may have the wrong number or you may be a victim of identity theft and just not know about it. You need to answer the phone and tell Ms. Ward that you are a victim of ID theft and she will take the necessary steps to help you. There is a thing called HARDSHIPS for people that CAN NOT pay there bills and 90% of the time if you can prove your situation we can help you BUT you have to answer the phone and tell us. And thank you payyourbill. Your exactly right.

msdebtcollector
Mar 2, 2012

Keeps Calling - don't know why

Here is the link http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

Benjoh
Mar 2, 2012

Keeps Calling - don't know why

On January 11th, of this year, I did not write what is above my name I think someone copied it to share with ya'll from another sight. I did write something. And MsDebtCollector, you people ain't suppose to calling me at all. You have two cease and desist letters. If you need to contact me you need to do it through the Wayne County Circuit Court system. I have proof of all the bad things that you guys have done, including anything here and it is allowable through Mississippi Civil Court Laws.

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