Bank of America |
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Consumer reviews about Bank of America |
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WGAS
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Dec 9, 2011
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Don't open account
Um, ok? What is the complaint? If everything is in writing, you can agree to it or not.
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Queen Basher
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Dec 9, 2011
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Cheating people
Refinace with another mortgage company!!
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kay1040
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Dec 15, 2011
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They lied about the interest rate we would get
BOA can go too HELL all I care. The most un-ethical bank on F.. earth. I have a mortgage with them I have records that i pay my mortgage on time every month. the Mother "f..'s" claim sometime back i missed a payment.They refused to credit me for the month they said i missed. The mother f... said OH sorry, it's a mistake made from our Accounting dept. " i spoke to Accounting the mother F...'s said OK ! will adjust your escrow acc. they fucking Lied for ONE 1/2 YEAR THEY FUCKING DO NOTHING. So, while this shit prolonged for a year 1/2 " being disputed THE MOTHER FUCKER'S TURNED AROUND AND CHARGES ME $95.00 FOR A YEAR 1/2 WHILE I WAS DISPUTING THEIR FUCKING BOGUS CHARGES. THEIR REASON'S "IS" FOR A YEAR 1/2 ALL MY MORTGAGE PAYMENTS WERE NOT BEING APPLIED TO MY PRINCIPAL & INTEREST SO, THAT CREATE A SHORTAGE ON MY ESCROW ACC. AND I MOST PAY ALL THE BACK LATE FEES. MOTHER FUCKER'S. THEY SHOULD F... GO TO HELLLLL THEY'RE THE WORSE FUCKING BANK YOU SHOULD EVER DEAL WITH.
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JOSH,
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Dec 15, 2011
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accounts closed without notice and world points lost
SAME THING JUST HAPPENED TO ME 10DAYS B4 XMAS AND THEY FROZE ALL ACOUNTS WITHOUT NOTICE, AS WELL AS RETURNED ALL CHECKS WRITTEN ON THE ACCOUNT THE WEEK PRIOR ... CROOKS!!! THIEVES!!! THINK I MAY FLY OUT THERE AND HAVE A LITTLE TALK WITH MR. LEWIS
100 N. Tryon Street.
Mail Code NC-1-007-18-01
Charlotte, NC 28255
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Toads Tool
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Dec 15, 2011
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accounts closed without notice and world points lost
Fly out with what money since all your accounts are frozen Josh?
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John
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Jan 6, 2012
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Dogs Misdirected a 40K Wire and Laughed It Off
Listen, Countrywide and Bank of Destroying The American Dream might have already been paid back by several for loans from unidentified investors, multiple times, and by credit default swaps and insurance. It is a potential insurance fraud! Then they want the homeowner to pay them again! The simple fact is that our loans might have been concurrently sold into multiple Trusts at the same time, which would be equivalent to selling the same car over and over to several different people using a COPY of the pink slip or Title of the car. IT IS ILLEAGAL!
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Nevertheless, If there is a break in the chain of title: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” - U.C.C. provision, U.C.C. §3-305(c)
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These bankers attitude reminds me of that song by George Harrison named “Piggies”.
http://www.youtube.com/watch?v=ovD9rTzs2q4&feature=player_embedded
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Look, I am not looking for a free house. I am looking for a free country! These banks should be held accountable by the homeowner according to the laws of our land. This is why everyone should have a Title and Securitization Search done. - http://piggybankblog.com/2011/12/30/break-in-chain-of-title/
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Join me in my fight America! Because divided we might have fell! But United We Must Stand!
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My name is John Wright AND I AM FIGHTING BACK!
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Read John’s Daily Blog at Piggybankblog.com on how to join this fight!
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John Wright
Piggybankblog.com
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John
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Jan 6, 2012
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Problems with flood insurance!
Listen, Countrywide and Bank of Destroying The American Dream might have already been paid back by several for loans from unidentified investors, multiple times, and by credit default swaps and insurance. It is a potential insurance fraud! Then they want the homeowner to pay them again! The simple fact is that our loans might have been concurrently sold into multiple Trusts at the same time, which would be equivalent to selling the same car over and over to several different people using a COPY of the pink slip or Title of the car. IT IS ILLEAGAL!
.
Nevertheless, If there is a break in the chain of title: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” - U.C.C. provision, U.C.C. §3-305(c)
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These bankers attitude reminds me of that song by George Harrison named “Piggies”.
http://www.youtube.com/watch?v=ovD9rTzs2q4&feature=player_embedded
.
Look, I am not looking for a free house. I am looking for a free country! These banks should be held accountable by the homeowner according to the laws of our land. This is why everyone should have a Title and Securitization Search done. - http://piggybankblog.com/2011/12/30/break-in-chain-of-title/
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Join me in my fight America! Because divided we might have fell! But United We Must Stand!
.
My name is John Wright AND I AM FIGHTING BACK!
.
Read John’s Daily Blog at Piggybankblog.com on how to join this fight!
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John Wright
Piggybankblog.com
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John
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Jan 6, 2012
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Bank of America is the very worst one to deal with
Listen, Countrywide and Bank of Destroying The American Dream might have already been paid back by several for loans from unidentified investors, multiple times, and by credit default swaps and insurance. It is a potential insurance fraud! Then they want the homeowner to pay them again! The simple fact is that our loans might have been concurrently sold into multiple Trusts at the same time, which would be equivalent to selling the same car over and over to several different people using a COPY of the pink slip or Title of the car. IT IS ILLEAGAL!
.
Nevertheless, If there is a break in the chain of title: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” - U.C.C. provision, U.C.C. §3-305(c)
.
These bankers attitude reminds me of that song by George Harrison named “Piggies”.
http://www.youtube.com/watch?v=ovD9rTzs2q4&feature=player_embedded
.
Look, I am not looking for a free house. I am looking for a free country! These banks should be held accountable by the homeowner according to the laws of our land. This is why everyone should have a Title and Securitization Search done. - http://piggybankblog.com/2011/12/30/break-in-chain-of-title/
.
Join me in my fight America! Because divided we might have fell! But United We Must Stand!
.
My name is John Wright AND I AM FIGHTING BACK!
.
Read John’s Daily Blog at Piggybankblog.com on how to join this fight!
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John Wright
Piggybankblog.com
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John
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Jan 6, 2012
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Fraud, Embezzlement, Loan Modification
Listen, Countrywide and Bank of Destroying The American Dream might have already been paid back by several for loans from unidentified investors, multiple times, and by credit default swaps and insurance. It is a potential insurance fraud! Then they want the homeowner to pay them again! The simple fact is that our loans might have been concurrently sold into multiple Trusts at the same time, which would be equivalent to selling the same car over and over to several different people using a COPY of the pink slip or Title of the car. IT IS ILLEAGAL!
.
Nevertheless, If there is a break in the chain of title: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” - U.C.C. provision, U.C.C. §3-305(c)
.
These bankers attitude reminds me of that song by George Harrison named “Piggies”.
http://www.youtube.com/watch?v=ovD9rTzs2q4&feature=player_embedded
.
Look, I am not looking for a free house. I am looking for a free country! These banks should be held accountable by the homeowner according to the laws of our land. This is why everyone should have a Title and Securitization Search done. - http://piggybankblog.com/2011/12/30/break-in-chain-of-title/
.
Join me in my fight America! Because divided we might have fell! But United We Must Stand!
.
My name is John Wright AND I AM FIGHTING BACK!
.
Read John’s Daily Blog at Piggybankblog.com on how to join this fight!
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John Wright
Piggybankblog.com
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John
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Jan 6, 2012
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Making Home Affordable Act
Listen, Countrywide and Bank of Destroying The American Dream might have already been paid back by several for loans from unidentified investors, multiple times, and by credit default swaps and insurance. It is a potential insurance fraud! Then they want the homeowner to pay them again! The simple fact is that our loans might have been concurrently sold into multiple Trusts at the same time, which would be equivalent to selling the same car over and over to several different people using a COPY of the pink slip or Title of the car. IT IS ILLEAGAL!
.
Nevertheless, If there is a break in the chain of title: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” - U.C.C. provision, U.C.C. §3-305(c)
.
These bankers attitude reminds me of that song by George Harrison named “Piggies”.
http://www.youtube.com/watch?v=ovD9rTzs2q4&feature=player_embedded
.
Look, I am not looking for a free house. I am looking for a free country! These banks should be held accountable by the homeowner according to the laws of our land. This is why everyone should have a Title and Securitization Search done. - http://piggybankblog.com/2011/12/30/break-in-chain-of-title/
.
Join me in my fight America! Because divided we might have fell! But United We Must Stand!
.
My name is John Wright AND I AM FIGHTING BACK!
.
Read John’s Daily Blog at Piggybankblog.com on how to join this fight!
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John Wright
Piggybankblog.com
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John
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Jan 6, 2012
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Credit report
Listen, Countrywide and Bank of Destroying The American Dream might have already been paid back by several for loans from unidentified investors, multiple times, and by credit default swaps and insurance. It is a potential insurance fraud! Then they want the homeowner to pay them again! The simple fact is that our loans might have been concurrently sold into multiple Trusts at the same time, which would be equivalent to selling the same car over and over to several different people using a COPY of the pink slip or Title of the car. IT IS ILLEAGAL!
.
Nevertheless, If there is a break in the chain of title: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” - U.C.C. provision, U.C.C. §3-305(c)
.
These bankers attitude reminds me of that song by George Harrison named “Piggies”.
http://www.youtube.com/watch?v=ovD9rTzs2q4&feature=player_embedded
.
Look, I am not looking for a free house. I am looking for a free country! These banks should be held accountable by the homeowner according to the laws of our land. This is why everyone should have a Title and Securitization Search done. - http://piggybankblog.com/2011/12/30/break-in-chain-of-title/
.
Join me in my fight America! Because divided we might have fell! But United We Must Stand!
.
My name is John Wright AND I AM FIGHTING BACK!
.
Read John’s Daily Blog at Piggybankblog.com on how to join this fight!
.
John Wright
Piggybankblog.com
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John
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Jan 6, 2012
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Mortgage problem
Listen, Countrywide and Bank of Destroying The American Dream might have already been paid back by several for loans from unidentified investors, multiple times, and by credit default swaps and insurance. It is a potential insurance fraud! Then they want the homeowner to pay them again! The simple fact is that our loans might have been concurrently sold into multiple Trusts at the same time, which would be equivalent to selling the same car over and over to several different people using a COPY of the pink slip or Title of the car. IT IS ILLEAGAL!
.
Nevertheless, If there is a break in the chain of title: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” - U.C.C. provision, U.C.C. §3-305(c)
.
These bankers attitude reminds me of that song by George Harrison named “Piggies”.
http://www.youtube.com/watch?v=ovD9rTzs2q4&feature=player_embedded
.
Look, I am not looking for a free house. I am looking for a free country! These banks should be held accountable by the homeowner according to the laws of our land. This is why everyone should have a Title and Securitization Search done. - http://piggybankblog.com/2011/12/30/break-in-chain-of-title/
.
Join me in my fight America! Because divided we might have fell! But United We Must Stand!
.
My name is John Wright AND I AM FIGHTING BACK!
.
Read John’s Daily Blog at Piggybankblog.com on how to join this fight!
.
John Wright
Piggybankblog.com
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John
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Jan 6, 2012
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Home Loans Customer Service
Listen, Countrywide and Bank of Destroying The American Dream might have already been paid back by several for loans from unidentified investors, multiple times, and by credit default swaps and insurance. It is a potential insurance fraud! Then they want the homeowner to pay them again! The simple fact is that our loans might have been concurrently sold into multiple Trusts at the same time, which would be equivalent to selling the same car over and over to several different people using a COPY of the pink slip or Title of the car. IT IS ILLEAGAL!
.
Nevertheless, If there is a break in the chain of title: “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.” - U.C.C. provision, U.C.C. §3-305(c)
.
These bankers attitude reminds me of that song by George Harrison named “Piggies”.
http://www.youtube.com/watch?v=ovD9rTzs2q4&feature=player_embedded
.
Look, I am not looking for a free house. I am looking for a free country! These banks should be held accountable by the homeowner according to the laws of our land. This is why everyone should have a Title and Securitization Search done. - http://piggybankblog.com/2011/12/30/break-in-chain-of-title/
.
Join me in my fight America! Because divided we might have fell! But United We Must Stand!
.
My name is John Wright AND I AM FIGHTING BACK!
.
Read John’s Daily Blog at Piggybankblog.com on how to join this fight!
.
John Wright
Piggybankblog.com
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zelliej
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Feb 3, 2012
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Home Loan Modification Fraud
http://www.occ.treas.gov/
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Eric195
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Feb 8, 2012
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Steals consumer's money with "hidden" overdrafts charges
Hi My name is eric and bank of ameica has robbed me for years, Just this past week has been hell with them. When i recieved a check in the mail, it was a cashiers check, i took the check to the bank and had the teller and supervisor verfiy the check for 3940.00. They Verified the check as a good check so they deposited in my account. When i checked my savings account where the check had deposited, it had cleared and funds were available for withdrawal, 9am that morning, Bank of america Took Back the 3940.00, Placed a hold on my account and deemed the check Counterfeit. Then they Charged me a Monthly Maintance Fee of 5.00 so that made my account (-5.00) then they charged an Overdraft Fee of 35.00 for the 5.00 fee they charged me. Which Brought it to (-40.00). Finally i got fed up and went to the bank the associate said he apologizes on behalf of bank of america and said i have to charge you an additional 12.00 for a returned check fee. So the account is now (-52.00) negative. So now in just using the checking account till my taxes come, Now whats really surprising is that i had 118 in my checking account, i withdrew 100 to cover the water bill with came with a processing charge of 3 dollars. so that left it with 15 dollars, i bought lightbulbs and food for 13.87, which was supposed to leave me with a 1.and some change. So when i checked my account that night, Bank of america charged me 2.00 Fee for withdrawl, i used a bank of america atm, before the other posts have completed, then i was sunk down to -0.62. Then i called bank of america, the representative told me they have no record of the charge and that if i have any more problems i should give them a call back. After the night was over i got charged two overdraft fees for 35 a piece, one for the 3 dollars for the bulbs and another for the 12.99 Monthly Maintance fee they charged me. I thought it was Free Checking, I did read the disclosure fully before signing, and apparently it didnt say anything about a maintence fee. I dont understand how they can charge a fee on an already negative account. Its perposturous i mean they can get away with something like this?
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Tired_of_Stupid
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Feb 16, 2012
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Holding Refund Money
Newsflash -- Just because something is posted on a website doesn't prove it's true. How do you know they didn't just post that to avoid answering "where's my refund" questions? And the website does give phone numbers to call -- have you bothered?
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VeroG
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Feb 16, 2012
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Holding Refund Money
Actually, I have called the numbers. I was given the run around. Second, this business had been in business for a number of years. Several of my associates had purchased through them with no difficulties. When something wasn't in stock, they always received their refunds. This is a very reputable company with no complaints. Can you say the same about Bank of America ?
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whythelongfaces
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Feb 16, 2012
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Holding Refund Money
Reputable? No complaints? Really? Then why are they liquidating and giving you the run around?
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Eddie Canipe
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Feb 18, 2012
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Problems with flood insurance!
A class action suit is underway. I have read all of the above and I feel your pain 13 years I have been under the thumb of Banc of America everything I have seen so far is absolutely true it has been a revolving door that went nowhere. As of February 1, 2012 my mortgage balance is 10, 923.00. I purchased a flood insurance policy coverage 88, 800 my cost $ 766. Effective date February 4, 2012 to February 4, 2013. I received an additional letter from Bank of America. To inform me they have placed flood gap insurance on me. Effective date February 4, 2012 to February 4, 2013 coverage amount 19, 800 my cost $ 103.95. I am a single-parent of 3 my oldest is currently serving in the Marine Corps the other 2 are with me I made less than 15, 000 last year. But here is where it gets really good. I received a letter from Bank of America Today at 1st I thought please dear Lord I have no more money. And after sifting through all the BS at the top I seen this at the bottom and it said. You are not obligated to lower the coverage amount and we will not change the coverage amount unless you mail this signed letter within the time specified in this letter. underneath this in very small letters it said. Yes please lower my required flood insurance coverage amount for the current coverage term to be equal to my unpaid loan balance amount of 10, 920 I am aware that by lowering the amount of flood insurance coverage the flood coverage amount will be less than a flood insurance coverage amount based on the amount of homeowners insurance coverage I last purchased and may not be enough to fully replace or repair the property in the event of damage or destruction due to flood. This is the 1st time I have ever received this letter . I don't know about the rest of you but I have been lied to and ripped off for years. God as my witness I will leave no stone unturned until I get my money back. Please Post this own your Facebook let everybody know.
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disgusted in oh
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Feb 20, 2012
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Problems with flood insurance!
BOA! what can I say that already hasn't been said. I have lived in my home for 15 years and NOW! I need flood insurance. $2520.00 worth. Are you kidding me! Wish I could get a $200.00 a month raise. I hope the people involved in making these decisions are very proud of themselves, you must really make your parents and grandparents proud because I am sure this is how they would have wanted to be treated, and that goes for all of our politicians in this country that lie to us on a daily basis and expect us to be held accountable for our actions, isn't it about time you do the same. IT'S ALL ABOUT ME! has taken over this country. THE ONLY PEOPLE IN THIS COUNTRY THAT ARE STILL TRUE ARE THE MEN AND WOMEN IN THE ARMED FORCES THAT LAY THEIR LIVES ON THE LINE AND EVEN THEY ARE GETTING THE SHORT END OF THE STICK THESE DAY'S. DISGUSTED IN OHIO!
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whythelongfaces
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Feb 20, 2012
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Problems with flood insurance!
Not in a flood zone...neither were all those people in TN a couple years ago either and look what happened to them. Better safe than sorry is my feeling.
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roxa1a
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Feb 22, 2012
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Home Modification Loan Program
BE CAREFUL... Don't pay upfront with Mader. They will tell you anything. They can stop the foreclosure temporarily by being "retained" but it doesn't mean they will actually do anything. They drug my mod out for months acting like they were helping but there was always one more thing they needed. In the end I was just further behind and now had a repayment plan upping my payment 900.00 a month. They are under investigation my the Florida State Atty. The BBB doesn't mean anything. And btw, after they failed I was able to get a modification ON MY OWN using the same info they had. They suck..don't use them...save yourself now.
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CCB12345
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Mar 1, 2012
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Problems with flood insurance!
We bought our house in 2009 through Synovus. After a few months our mortgage was sold to Bank of America. We have a creek bordering one side of our property and two springs on it. Anyone can see we're in Flood Zone A ( high risk) and I completely agree and have never disputed this at all. I have no problem with having to have high cost flood insurance if that is what the mortgage lender requires. I don't like having to pay for it, but I know that we are in a high risk flood zone. I have noticed we have to provide proof of our flood policy every year. We have always had the required flood insurance, and every year about a month after the policy renews, we get a letter stating their records show we have no flood insurance and we have to fax them proof that we have it. After that they don't give us anymore problems.
But we had a real mess with our insurance last year. We made the 'crazy' decision to cancel our extremely expensive flood insurance policy (doing it fair and square abiding by FEMA's stupid rules, after the 1 year expiration date, and notifying both the lender and the 'old' insurance company over 90 days in advance.) We just got a better price from another flood insurance provider and wanted to save some money. Between the joint efforts of our incompetent local (not Bank of America insurance) insurance agent that does not understand flood insurance at all, the stubborn and difficult people at FEMA, and the completely clueless customer service reps at Bank of America mortgage, we ended up with TWO flood insurance policies and a homeowners policy all at one time. Boy, did our payments go up! It took us three months of going round, and round with the local insurance office, FEMA, and B of A trying to convince them that something was wrong. You are not supposed to have TWO flood insurance policies. Even the FEMA website states this because I looked. And neither one of these policies was due to lender-forced insurance or anything like that!! Our insurance agent of our expensive old policy failed to cancel it like we had asked. Finally, we got results from our local insurance agent, and the begrudging cooperation of FEMA after 3 months. We couldn't get anywhere with the BofA mortgage customer service people. It was like they couldn't understand what we were trying to tell them in plain, simple English. There literally seemed to be some type of language barrier or something. Well, another wonderfully convenient part of this problem is that we live in extreme southeast Alabama. From what we could tell, there are no Bank of America bank branches in Alabama at all, certainly not within a few hours of our house. We had to make an appointment with a mortgage specialist person at a bank branch of Bank of America in North Florida. We had to drive a little over an hour to get there, and I had big folders filled with information and proof of how much our insurance had been messed up and proof that we had tried to get everything fixed through calling their B of A mortgage customer service number to no avail. I am truly grateful to the very kind bank teller that first took my call at that Bank of America bank branch in North Florida, and to the very sweet mortgage specialist lady that helped us. She was extremely kind and really took the time to listen to our problem, and make all kinds of calls and fax paperwork while we were sitting in her office and she got everything straightened out for us. By the time we left her office, everything had been handled and we have had no problems since then. We were very frustrated with our insurance agent, FEMA, and the apparently 'foreign' customer service reps that could not seem to communicate fluently in English with my husband or understand what he was saying, and they clearly knew absolutely nothing about the intricacies of flood insurance, not even their so-called B of A insurance department was any help! But we will never forget the very, very kind and helpful people at the North Florida Bank of America branch that we visited. They provided us with awesome customer service and an instant solution to our problem and brought our mortgage payments back down to the proper and affordable amount they were supposed to be. We will never forget how much those people helped us out.
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Anti-SEO
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Mar 14, 2012
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Credit card limits
Two simple facts help demonstrate the stupidity of your complaint:
Fact 1: No one, including yourself, is entitled to credit.
Fact 2: A lender may at any time, decide to call in their loan or alter the limit of their loan to you.
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jfacada
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Mar 19, 2012
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INTEREST RATE
BOA is an perfect example of what does NOT work in America! I had my credit cards, mortgage, savings and checking accounts with BOA and it meant nothing to them when they jacked up my CC rates after I missed my payment dues date by one day and then missed my minimum payment by 82 cents! Both cost me my favorable 8.5% rate and after calling them to ask them to be reasonable and take into consideration my many years of charging and paying all their bills faithfully and on time, they rewarded me by reducing my credit line from $15K to $8K and because they did that, my outstanding balance now amounted to more that 80% of the credit line value so I was hit with another penalty and my interest rate went to 28.8%! Our AAA credit cards which were funded by BOA interest shot up as well and because my wife had her AAA credit tied into mine, her AAA BOA credit card rate went up as well! After spending countless hours on the phone mostly waiting after the automatic attendant placed me in Queue, I was not allowed to speak to anyone who had power to change the rates for me!
Seriously, I've had many banks in the past (Boston Five, Suffolk Franklin, Bank of Boston, Bay-bank, Citizens, Mt. Washington bank, South Boston Savings, Massachusetts Cooperative, and a few others) but I have never been treated with such disdain or impertinence and ultimately rudeness and disregard. Bank of America should have been allowed to fail so that perhaps out of the rubble a few decent SMALL banks could rise.
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