HSBC Rhodes Credit Card

I AM HAVING THE SAME PROBLEM, I PAID RHODES OFF IN 2006 AND ON MY CREDIT REPORT IT SHOWS THAT I WAS 30 DAYS LATE IN 2009. IT IS HIGHLY IMPOSSIBLE TO BE LATE ON A BILL WHEN IT HAS BEEN AT ZERO BALANCE FOR OVER 3 YEARS. HSBC/RHODES NEED TO BE HELD ACCOUNTABLE FOR THEIR FRAUDULENT POSTINGS AND I AM A EXTREMELY PISSED OFF CONSUMER. I AM SERIOUSLY THINKING ABOUT GETTING A LAWYER TO SUE THEM FOR THIS. MY CREDIT SCORE HAS BEEN AFFECTED BY THIS, I DON'T UNDERSTAND HOW I CAN BE 30 DAYS LATE FOR AN ACCOUNT THAT HAS BEEN PAID IN FULL FOR YEARS. THEY DESERVE NOT TO BE IN BUSINESS EVER AGAIN...SIGNED PISSED OFF CONSUMER