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NCE UNIFIED HEALTH ONE

United States

Consumer reviews about NCE UNIFIED HEALTH ONE

menow
May 4, 2013

illegal insurance company

DON'T BUY their insurance!! This company is unofficial and actually doesn't exist! I bought their insurance and I can't use it because all doctors and hospitals don't accept it. I tried to claim for at least a partial refund but I never received any support from this company. Don't trust their offers and prices!

pmurk1729
Feb 2, 2016

Unified ripoff

This company NCE is a limited Medical Plan not accepted by any dr or pharmacy and is a total ripoff. They refuse to give money back after they lie and talk you into getting the insurance but not even covered for tax purposes and get charged for not having medical under taxes. Please if you don't want your parents to suffer don't buy this insurance plan they are a total fraud.

Bhaynes1959
Mar 3, 2016

Ripoff Company

This company is not legal. It is not and insurance company. It is a discount plan and no doctors office or hospital take it. They feed you information like people is leaving market place to get their insurance because they are so reasonable and always offering discount. Don't give them your banking information no matter how good it sounds.

Roslyn White
Mar 28, 2016

ripoffs

They are lairs and thieves do not deal with these people they steal Money off your card and want return of they misleading don't trust these people

jbrose69@hotmail.com
Jun 15, 2016

unified health one

Total RIPOFF. First charges for hospital was $ 574.00. They paid $ 69.00. Second charge Prescription $ 75.00. They paid 5 CENT !. I am into them for $ 880.00 this year, an Enrollment fee and Life insurance they said I had to Have - over $ 1100.00 and they have allowed me $ 69.05 in Five Months. It would have been CHEAPER TO PAY THE OBAMA FINE. THANKS OBAMACARE YOUR A NIGHTMARE. HOPE EVERYONE GOT THERE CUT BECAUSE THAT'S WHERE I GOT THE INSURANCE. NEVER AGAIN.

NotACA
Aug 1, 2016

NOT OBAMACARE APPROVED

We are just now filing our 2015 tax return. We called NCE to request the form to send in with our tax return. They said they would send it. Two weeks passed and nothing from them. They said again they would send it. A week passed and nothing. Then when we called the third time they said they mailed it to the wrong address. We called back and asked the to email it or fax it to us. That is when they told us they were not Obama Care (ACA) approved. Now we have to pay the fine.
Look somewhere else.

missann53
Sep 12, 2016

NCE Unified Health One

Almost got suckered into this scam. Luckily I googled them, saw all the complaints, and stopped payment on my check. I got suspicious when I had to receive calls from about 4 different people with 4 different phone numbers. I was told congratulations on purchasing my life insurance plan. BEWARE OF THIS SCAM. THANKS TO THOSE WHO POSTED WARNING REGARDING THIS GROUP OF CON ARTISTS.

Maredi
Sep 27, 2016

Thanks

Thank God I researched this Unified Health One company on here. I was about to sign up with them. The guy's name was Justin. He told me all the B.S. l wanted to hear, on how his insurance was so cheap, and it was because group insurance. I kept telling him that I wanted to get off the phone and check it all out, that I didn't want to sign up till I looked it over. I started looking online for providers on www.multiplan.com. while on the phone with him and it was pulling nothing up and not working at all. He said he was having no trouble and finding all hospitals and drs I could go to. He wanted me to sign up right there and then with him. I said I'm sure you don't mind if I look it over and call you back. That's when I got suspicious. Why was he so adamant about me signing up right then and there. BCBS wouldn't do that. He was reluctant to give me his phone number and name. Another red flag. And when he DID give it to me, he sounded do defeated like he knew I'd find out that they were fake. So glad I waited and hung up then checked online to find out this company is a SCAM. DON'T PURCHASE THIS INSURANCE UNTIL YOU CHECK IT OUT ONLINE LIKE I DID. I'M GOING TO TRY CALLING "JUSTIN" BACK AND TELLING HIM OFF. That's IF he gave me his REAL name and phone number. Thank you to all that posted about this company for you saved me a huge headache. I DID tell JUSTIN that if it sounded too good to be true, it probably is was. I was right for once. Don't be a victim of UNIFIED HEALTH ONE!!!

Territom
Oct 27, 2016

Heath insurance liars

This company is a fraud a bunch of liars. They tell you something and don't do it. I'm stressed with company DONT use them

Territom
Oct 27, 2016

Fraud

I left one complaint but want to add. I was told by Dwayne nance that if I paid 800.00 in July I wouldn't have a payment until August but they took the money out of my account in August. I called and they said not to worry they would not take the payment out in September but they did again I called upset and the said okay we won't take a payment out in October and they did. I'm over these people

Territom
Oct 27, 2016

Fraud i

I sent a complaint and wanted to change. They told me I wouldn't have a payment until September but took it out in August

morgan21
Nov 21, 2016

Unitied Health

I just got off the phone with this company because I'm looking for different insurance because its open enrollment, She kept reminded me she is certified in the State for insurance, gave me low premium with NO CO pay on visits, blood work, hospital, Insurance pays 80% on meds. I even get vision and dental. Plus they pay an extra $50 towards the bill. I told her its WAY TO GOOD TO BE TRUE. Well she claims they want to help their customers. I told her I never heard of this company and I have to make sure my Dr takes it. and she asks my DR name and a sec later she's says well I have your DR name right here on my screen she takes it.. This sounds way to good. She was very pushy to get my bank account. I did not give it to her. IT really sounded like something I wanted to take. Then I came on here and read the reviews. NOW I'm really confused. WHY would people or insurance companies IF that is what they are DO this to people.. Really $93 a month and I don't have to pay anything.. But she says I might get a bill sometimes. but not normally because the insurance helps pay and then pays an additional $50 .. HUH??? Well thanks to these reviews.. sur glad I didn't give her my bank account. she claims she will call me back for it. Didn't understand why I wouldn't have that info with me at work.. WOW

majorroastbeef
Jan 13, 2017

HOW TO CANCEL WITH THESE SCAMMERS

I should've looked up reviews before I signed up with this BS company. Luckily I caught on fast before I was charged too much. After so many failed call attempts (no one answered all day, finally got a hold of someone in the eligibility department and they hung up on me when I told them the reason for my call), trying to write my cancelation request and fax/mail it to them (their website has 3 different fax numbers and address so I wrote to all of them) I FINALLY found the cancelation number after digging through the pamphlet. The billing number is: 877-258-8594. There you can cancel with them over the phone. I would also recommend calling your bank to file a fraud claim and get a full refund from them. The billing department woman told me over the phone that they would issue me a full refund, but I highly doubt that will happen. DO NOT BUY THIS "INSURANCE" PLAN.

JKROLL
Mar 22, 2017

DO NOT BUY ITS A SCAM

Do not buy. Just doing 2016 tax called them for the form. Said they dont fo that and will send email with explanatiion liat of what i paid and the dates i had the plan. Got the email and ther they said they are not an insurance company.
When i was looking for affordable insurance they came up so i called spoke to Lauren. She assured me they were a real medical insurance. Asked how can they be so low in price and still cover 80% and no copay plus more lies.she said they group everyone to get the lowest price possible. ALL LIES. THEY NEED TO BE SUED AND REFUND EVERYONES MONEY

Stephsst
Mar 30, 2017

So lucky that I canceled in time

I signed up with them because I was having the worse issues with my insurance through covered ca. They appeared to have everything we wanted. Well both my kids got sick 2 weeks after getting the insurance with 104 degree Temps that would not come down. I spent 6 hours calling urgent cares, doctors, even neighborhood clinics that take everything. NO ONE ANYEHERE would take it. Was told by everyone that it is a scam that it is not real insurance. I was able to cancel since I was in the first 30 days..... thank goodness!! If my kids had not gotten sick, I would have been screwed!! Ended up taking them to a clinic and had to pay 700. To get them well.... nice insurance!

amandajhensley
Apr 18, 2017

DONT DO IT

I had a "young and dumb" moment, when I was in a rush to purchase insurance. Everything sounded great. $176 a month covers 70% of all medical bills plus added cash benefits. Upon enrolling I also had to pay an enrollment fee. Making my total $340. After a week I still hadn't received an email of confirmation or anything in the mail. They finally called and told me my policy waist effect. I was a bit sketched out so I asked for the full name of my insurance. Unified Health One Insurance. (I know, I should've done this first!! But like I said, young and dumb and just in a rush to get it done" Anyways, I did my research after that and here I am, Finding out everything is a scam. I called this morning to cancel my policy. They were able to refund the premium of $176, but not the enrollment fee. So ive lost $164 and I still don't have insurance. Im just glad I cancelled in time and was able to get half of it back. DO YOU RESEARCH BEFORE BUYING!!!!

KarensLife
Jun 2, 2017

Fraudulent Co/Shady Workers

I wish I had seen this page. I was looking for insurance. This is one that I found. They offered all of these great medical benefits. Small copay for Dr visits and Rx's etc. And yes like others on her of course they found my Dr on their list. (How convenient) The price also was unbelievable. I am sick. Very sick. I am on Social Security Disability. But my Medicare won't kick in until Sept '17. No amount of insurance will stop me from dying. But, many things could make me more comfortable. These people told me no preexisting etc. Pretty much everything you want to hear. They offered Life, Accidental Life, vision, & Dental. I told them "No" to all of these. I honestly don't know if I will make it to Sept. Part of my disease is double vision and blindness. (glasses won't correct this) I don't leave the house except for Dr appointments that I pay cash for. The thought of sitting in a dentist chair is unimaginable. I don't have the energy. When the packet came. The policy is more of a secondary policy for someone who has a primary insurance already. They also signed me up with different companies for Life, Accidental Life, Vision, and Dental. All of these I was very adamant that I did not want. I called the original number back. They said they could cancel the Medical. But, I would have to cancel the others. Then all the deducts started coming out of my checking. I'm on Social Security Disability! I can't afford this! I have been overdrawn at my bank! I tried canceling my ATM card. But, they have set this up as like a loan payment. Not through the card, But.right out of my account. My bank says all I can do is close the account and open another. Last month with the help of my bank we found several phone numbers. I was able to get Life, Accidental Life, Vision & Dental to stop. Today I look and Medical is still debiting. I called them again, They said I have to put my request in writing and they have no record of ever hearing of me before. She emailed me a form. I filled it out and emailed it back. Pray with me that this works. I'm too sick to keep fighting this. I need help. A class action suit is a good idea. But, I'm not strong enough. I'm sure they know that.

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